A familiar motif through the Plaintiff’s SAC is the damage and you will wounds from legal expenses, psychological worry, and you may negative credit scoring
(c) In the event the a debtor submits an entire app to own an initial lien loan mod offered by, otherwise due to, the brand new borrower’s mortgage servicer, a mortgage servicer, mortgagee, trustee, beneficiary, otherwise subscribed representative should not checklist a notice away from default or see out-of sale, or conduct a great trustee’s revenue, because the over very first lien mortgage loan modification software program is pending.